Home Improvement Grants in Bloomington.

Find grants, rebates, forgivable loans, and free programs for Bloomington, IN, filtered to your situation.

As of June 2026, 24 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Bloomington, IN, with individual awards up to $126,526. 6 programs target seniors, 2 serve veterans, and 9 require no income limit.

Not sure which program fits? Email us what you need. It is free, and a real person answers.

1
Filter
Tell us about you
2
Browse
See matching programs
3
Get help
Or filter by your situation
Showing 24 programs
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $8,000 in energy upgrades

Indiana Weatherization Assistance Program (WAP)

Federally funded program providing free home energy efficiency improvements for income-eligible households in Monroe Cou...

Weatherization
Forgivable loan up to $35,000

Indiana Housing & Community Development Authority Owner-Occupied Rehabilitation

State-funded home rehabilitation program for low-income homeowners administered locally through the City of Bloomington ...

Home Repair
Up to $7,500 grant

Bloomington Emergency Home Repair Grant

CDBG-funded emergency repair grants for Bloomington homeowners facing immediate health and safety hazards. Covers urgent...

Emergency
Up to $15,000 grant

Bloomington Accessibility Modification Program

CDBG-funded grants for accessibility modifications enabling residents with disabilities or mobility limitations to remai...

Seniors & Disability
Free lead hazard removal

Monroe County Lead Hazard Control Program

HUD-funded program to identify and remediate lead-based paint hazards in homes built before 1978 in Monroe County. Prior...

Home Repair
Up to $5,000 forgivable loan

Bloomington Sewer Lateral Repair Assistance

Financial assistance for repairing or replacing private sewer laterals connecting homes to the city sewer system. Forgiv...

Home Repair
Up to $1,350 rebate

Duke Energy Indiana HVAC Rebate Program

Rebates for Duke Energy customers in Bloomington who install qualifying high-efficiency HVAC systems. Rebates range from...

Energy
Up to $350 rebate

Duke Energy Indiana Insulation & Air Sealing Rebate

Duke Energy rebates for adding insulation and air sealing to reduce energy consumption. Covers attic, wall, and basement...

Weatherization
Up to $600 rebate

Duke Energy Indiana Water Heater Rebate

Rebates for Duke Energy customers who install high-efficiency electric heat pump water heaters. Rebate amounts vary by t...

Energy
Bill credits for excess generation

Duke Energy Indiana Solar Net Metering

Indiana net metering program allows Duke Energy customers in Bloomington with solar installations to receive retail rate...

Solar/Renewable
30% tax credit

Federal Solar Investment Tax Credit (ITC)

Federal tax credit covering 30% of the cost of solar photovoltaic systems installed on residential properties in Bloomin...

Solar/Renewable
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Loan & Grant

USDA program providing loans and grants to very-low-income homeowners in eligible rural areas near Bloomington to repair...

Home Repair
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

VA grant for veterans with certain service-connected disabilities to build, buy, or modify a home to meet disability nee...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

VA grant for veterans with service-connected disabilities involving blindness or loss of use of hands to adapt a home. C...

Veterans
Up to $3,000 grant

Monroe County Senior Home Repair Grant

Small repair grants for Monroe County seniors age 60+ to address safety hazards and minor home repairs. Covers grab bars...

Seniors & Disability
Up to $50,000 forgivable loan

Monroe County HOME Homeowner Rehabilitation

Federal HOME funds administered by Monroe County for substantial rehabilitation of owner-occupied homes. Forgivable loan...

Home Repair
Up to $12,480 assessed value deduction

Monroe County Senior Property Tax Deduction

Indiana property tax deduction for homeowners age 65+ in Monroe County. Deducts up to $12,480 from assessed home value, ...

Property Tax Relief
Up to $12,480 assessed value deduction

Monroe County Disability Property Tax Deduction

Indiana property tax deduction for homeowners with disabilities in Monroe County. Deducts up to $12,480 from assessed ho...

Property Tax Relief
Annual federal tax credit up to $2,000

Indiana Mortgage Credit Certificate (MCC)

Federal tax credit converting 20% of annual mortgage interest into a dollar-for-dollar federal tax credit for first-time...

Homebuyer
Up to $7,500 forgivable second mortgage

Indiana Next Home Down Payment Assistance

Down payment and closing cost assistance for first-time homebuyers in Bloomington purchasing through IHCDA's Next Home p...

Homebuyer

💡 Stack programs to maximize your savings

Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.

Stack your funding

Pick a project to see how much funding could stack on it from multiple programs in this city.

Refine for your household (optional)

Tell us about your household to see the total you could actually stack. We do not save or share this.

Grant-Approved Contractors in Bloomington

These contractors specialize in grant-funded projects and understand the documentation requirements.

No contractors listed yet, be the first in this market.

Get matched with a grant-savvy contractor

Tell us about your project. We'll connect you with contractors in your city who've completed grant-funded work and know the program documentation.

Get notified when programs change

We'll email you when new programs open, deadlines approach, or funding runs low.