Indiana Housing & Community Development Authority Owner-Occupied Rehabilitation

About This Program

State-funded home rehabilitation program for low-income homeowners administered locally through the City of Bloomington Housing and Neighborhood Development. Provides forgivable loans for major repairs and code compliance work, forgiven after 5 years of continued owner-occupancy.

Forgivable loan amount based on project scope, no repayment if compliance maintained

Key Details

• Forgivable loan for major home repairs
• Income at or below 80% AMI required
• Must maintain owner-occupancy for 5 years
• Covers structural, mechanical, code compliance work
• Administered by City of Bloomington Housing Department

How to Apply

A grant-savvy contractor in Bloomington, IN can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Contact city for current funding cycle