USDA Section 504 Home Repair Loan

USDA Rural Development

Available Home Repair

About This Program

Low-interest loans up to $40,000 for very low-income homeowners in eligible rural areas to repair, improve, or modernize their homes. Loans are at 1% interest for up to 20 years. Portions of rural Beaufort County may qualify.

Loan amount based on repair needs and repayment ability

Key Details

  • Loan up to $40,000 at 1% interest
  • Income at or below 50% AMI required
  • Must be in eligible rural area
  • Up to 20-year repayment term
  • For repair, improvement, or modernization

How to Apply

A grant-savvy contractor in Bluffton, SC can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Rolling applications year-round

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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