Find grants, rebates, forgivable loans, and free programs for Bluffton, SC, filtered to your situation.
As of June 2026, 24 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Bluffton, SC, with individual awards up to $126,526. 8 programs target seniors, 2 serve veterans, and 11 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 15 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 2 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 5 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Federally-funded weatherization program providing energy efficiency improvements to income-qualified households. Service...
Provides forgivable loans for major home repairs to income-eligible homeowners. Loan is forgiven after 10 years if the h...
CDBG-funded program providing rehabilitation grants to low-income owner-occupants in unincorporated Beaufort County. Add...
Emergency repair grants for critical health and safety issues in owner-occupied homes. Priority for seniors and persons ...
HUD-funded program to identify and remediate lead-based paint hazards in homes with children under age 6. Services inclu...
Rebate for installation of qualifying high-efficiency heat pump systems in homes served by Palmetto Electric Cooperative...
Rebate for installation of qualifying high-efficiency electric water heaters, including heat pump water heaters. Availab...
Rebate for adding insulation to qualifying homes served by Palmetto Electric Cooperative. Covers attic, wall, and floor ...
South Carolina offers a 25% state income tax credit for residential solar installations, capped at $26,000 per installat...
Low-interest loans up to $40,000 for very low-income homeowners in eligible rural areas to repair, improve, or modernize...
Grants up to $10,000 for very low-income homeowners age 62 or older in eligible rural areas to remove health and safety ...
Grant for eligible veterans with certain service-connected disabilities to build, buy, or modify a home to meet their ac...
Grant for eligible veterans with certain service-connected disabilities to modify a home for accessibility. Available to...
CDBG-funded grants for accessibility modifications to owner-occupied homes for residents with disabilities or seniors ne...
Provides minor home repairs and modifications for low-income seniors age 60 and older to help them age safely in their h...
Rebate for purchase and installation of qualifying Energy Star certified smart thermostats. Smart thermostats help reduc...
Federal HOME Investment Partnerships Program funds for comprehensive home rehabilitation. Provides forgivable loans for ...
Provides assistance to low-income homeowners for repair or replacement of failing private sewer lateral lines. Covers la...
Property tax exemption for homeowners age 65 or older, or totally and permanently disabled, on their primary residence. ...
Rebate for professional air conditioning system tune-up and maintenance by a licensed HVAC contractor. Regular maintenan...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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24 programs are currently listed for Bluffton, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Bluffton, 15 programs do not require repayment, 2 are forgivable loans, and 5 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.