USDA Section 504 Home Repair Loan & Grant

USDA Rural Development

Available Home Repair

About This Program

Low-interest loans and grants for very low-income homeowners in eligible rural areas to repair, improve, or modernize their homes. Grants up to $10,000 available for seniors (62+) to remove health and safety hazards. Boerne qualifies as rural under USDA guidelines.

Typical package combines loan and grant; seniors 62+ may receive full grant amount

Data last verified 2026-06-09. How we verify our data.

This is a national program. In Boerne, TX, you can stack it with local programs like these:

Key Details

  • Loans up to $40,000 at 1% interest for 20 years
  • Grants up to $10,000 for seniors 62+ to remove hazards
  • Income must be very low (50% AMI or below)
  • Must own and occupy home in eligible rural area
  • Can be used for accessibility modifications

How to Apply

A grant-savvy contractor in Boerne, TX can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Boerne early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Deadline: Rolling applications year-round

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

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Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Boerne, TX

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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