USDA Section 504 Home Repair Loan

USDA Rural Development

Available Home Repair

About This Program

Low-interest loans up to $40,000 at 1% fixed rate for low-income homeowners in eligible rural areas to repair, improve, or modernize homes. 20-year repayment term available.

1% fixed-rate loan repaid over up to 20 years

Key Details

  • Low-interest loan up to $40,000 at 1% rate
  • Income at or below 80% AMI required
  • 20-year repayment term available
  • Only for eligible rural areas
  • Can be combined with 504 grant for seniors

How to Apply

Get free help applying Visit Official Program Page Track this program

(803) 765-5163

A grant-savvy contractor in Boiling Springs, SC can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Rolling applications, subject to funding

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