NC Housing Finance Agency Home Repair for Homeowners

North Carolina Housing Finance Agency

Available Home Repair

About This Program

Zero-interest home repair loans for eligible North Carolina homeowners to address critical health, safety, and accessibility needs. Loan terms up to 20 years with affordable monthly payments based on income.

0% interest loan with 20-year term, monthly payment based on income

Data last verified 2026-06-09. How we verify our data.

Key Details

  • 0% interest loan up to $45,000
  • Income limits vary by county and household size
  • Up to 20-year repayment term
  • Covers critical health and safety repairs
  • Must be owner-occupied primary residence

How to Apply

A grant-savvy contractor in Boone, NC can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Boone early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Deadline: Applications accepted year-round, subject to funding availability

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Boone, NC

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