USDA Section 504 Home Repair Program

USDA Rural Development

Available Home Repair

About This Program

Loans and grants to very-low-income homeowners in eligible rural areas to repair, improve, or modernize their homes or remove health and safety hazards. Grants up to $10,000 available for homeowners age 62+ who cannot repay a loan.

Grant or low-interest loan based on age, income, and repayment ability

Key Details

  • Loans up to $27,500 at 1% interest
  • Grants up to $10,000 for homeowners 62+
  • Very-low-income requirement (50% AMI)
  • Must be in eligible rural area
  • Repairs health/safety hazards and accessibility

How to Apply

A grant-savvy contractor in Bound Brook, NJ can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Year-round, subject to funding availability

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Bound Brook, NJ

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