USDA Section 504 Home Repair Loan/Grant

USDA Rural Development

Available Home Repair

About This Program

Federal program providing loans and grants to very low-income homeowners in eligible rural areas to repair, improve, or modernize homes. Grants up to $10,000 available for seniors 62+ to remove health and safety hazards. Loans up to $27,500 at 1% interest.

Combination of low-interest loan and grant for eligible seniors

Key Details

  • Loans up to $27,500 at 1% interest for 20 years
  • Grants up to $10,000 for seniors 62+ (no repayment)
  • Must be very low income (50% AMI or below)
  • Property must be in eligible rural area
  • Repairs must address health/safety hazards

How to Apply

A grant-savvy contractor in Bountiful, UT can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Rolling applications year-round

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Bountiful, UT

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

See All Programs