Find grants, rebates, forgivable loans, and free programs for Bradley, IL, filtered to your situation.
As of June 2026, 20 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Bradley, IL, with individual awards up to $126,526. 6 programs target seniors, 2 serve veterans, and 10 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 15 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 1 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 3 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Federally funded weatherization program administered through Kankakee County to reduce energy costs. Provides free energ...
Illinois state program providing emergency repair grants for owner-occupied homes facing critical health and safety issu...
State-funded lead hazard control for Illinois homes built before 1978 with children under age 6 or pregnant women. Provi...
ComEd energy efficiency rebates for Bradley residents who install qualifying equipment including central air conditionin...
Nicor Gas offers rebates for Bradley residents who upgrade to high-efficiency natural gas furnaces, boilers, water heate...
Free home energy assessment and weatherization services for income-qualified ComEd customers in Bradley. Includes LED li...
Illinois Shines program provides upfront solar renewable energy credits (SRECs) for residential solar installations in B...
Federal tax credit covering 30% of the cost of residential solar panel systems installed in Bradley. Credit applies to e...
USDA program providing low-interest loans up to $27,500 and grants up to $10,000 for very-low-income homeowners age 62+ ...
VA grant for Bradley veterans with certain service-connected disabilities to adapt or purchase an adapted home. Availabl...
VA grant for Bradley veterans with qualifying service-connected disabilities to make accessibility modifications to thei...
Kankakee County program providing emergency repair grants for senior homeowners age 60+ in Bradley and throughout the co...
Federal HOME funds administered by IHDA for comprehensive home rehabilitation in Bradley. Provides forgivable loans for ...
ComEd rebate for Bradley residents who install qualifying ENERGY STAR heat pumps. Rebate amount varies based on system e...
Property tax exemption for Illinois homeowners age 65+ during the assessment year. Reduces the property's equalized asse...
Illinois Senior Freeze prevents property tax increases for qualifying senior homeowners in Bradley. Once approved, your ...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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20 programs are currently listed for Bradley, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Bradley, 15 programs do not require repayment, 1 is forgivable loan, and 3 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.