New Jersey Home Improvement Loan

NJ Housing and Mortgage Finance Agency

Available Home Repair

About This Program

NJHMFA offers low-rate home improvement loans to income-eligible homeowners for repairs, renovations, and accessibility modifications. Can be combined with NJHMFA first mortgage or used as stand-alone financing through participating lenders.

Low-interest loan amount based on project cost and income eligibility

Key Details

  • Low-interest loans up to $50,000
  • Income limits apply (varies by county)
  • Covers repairs, renovations, accessibility improvements
  • Can be combined with NJHMFA mortgage
  • Available through participating lenders statewide

How to Apply

A grant-savvy contractor in Branchburg, NJ can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Ongoing through participating lenders

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Branchburg, NJ

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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