USDA Section 504 Home Repair Loan & Grant

USDA Rural Development

Available Senior & Disability

About This Program

Federal program providing loans and grants to very-low-income rural homeowners to repair, improve, or modernize their homes, or remove health and safety hazards. Grants up to $27,500 available for seniors 62+ who cannot repay a loan. Portions of Branchburg may qualify as rural.

Grants for seniors 62+; loans at 1% interest for others

Key Details

  • Grants up to $27,500 for seniors 62+ who cannot repay loan
  • Loans up to $40,000 at 1% interest
  • Income at or below 50% AMI required
  • Must be in qualified rural area
  • Repairs must remove health/safety hazards

How to Apply

Get free help applying Visit Official Program Page Track this program

(908) 237-0338

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Deadline: Applications accepted year-round

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