Find grants, rebates, forgivable loans, and free programs for Brandon, FL, filtered to your situation.
As of June 2026, 25 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Brandon, FL, with individual awards up to $126,526. 7 programs target seniors, 2 serve veterans, and 11 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 18 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 2 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 3 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Federally funded program administered by the state to help low-income households reduce energy costs through weatherizat...
State Housing Initiatives Partnership (SHIP) funded program providing forgivable loans for major home repairs to income-...
Emergency repair grant for very low-income homeowners facing imminent health or safety hazards. Priority given to senior...
Rebates for TECO residential electric customers who install high-efficiency central air conditioning or heat pump system...
Rebate for TECO electric customers who replace an existing electric water heater with a qualifying ENERGY STAR heat pump...
Instant discount on qualifying smart thermostats purchased through TECO's online marketplace. Eligible models include Go...
Net metering program for TECO customers who install qualifying solar photovoltaic systems. Excess electricity generated ...
Florida law exempts the added value of residential solar and renewable energy systems from property taxes. Apply with Hi...
Rebate for Peoples Gas residential customers who install high-efficiency natural gas furnaces with 95% AFUE or higher. A...
Provides loans and grants to very low-income homeowners in eligible rural areas to repair, improve, or modernize their h...
Helps veterans with certain service-connected disabilities purchase or modify a home to accommodate their disabilities. ...
Helps veterans with certain service-connected disabilities adapt a home to meet their needs. Available for veterans who ...
HUD-funded program to identify and remediate lead-based paint hazards in homes built before 1978. Priority given to home...
Provides grants to income-eligible homeowners to make accessibility modifications for residents with disabilities. Cover...
Provides emergency repair grants to low-income senior homeowners (62+) in Hillsborough County. Covers essential repairs ...
Provides matching grants to Florida homeowners for hurricane mitigation improvements such as roof upgrades, window and d...
Federal Homeowner Assistance Fund program provided mortgage payment assistance, property tax payments, utility assistanc...
Provides low-interest loans to eligible homeowners for necessary repairs and improvements through participating local go...
CDBG-funded comprehensive housing rehabilitation program for low- and moderate-income homeowners in unincorporated Hills...
Provides financial assistance to income-eligible homeowners who are required to connect to newly available public sewer ...
Provides emergency repair assistance for water service lateral leaks and breaks for low-income homeowners and seniors. H...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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25 programs are currently listed for Brandon, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Brandon, 18 programs do not require repayment, 2 are forgivable loans, and 3 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.