Hillsborough County SHIP Owner-Occupied Rehabilitation

Hillsborough County Affordable Housing Services

Available Home Repair

About This Program

State Housing Initiatives Partnership (SHIP) funded program providing forgivable loans for major home repairs to income-eligible homeowners in Hillsborough County. Loan is forgiven after 15 years of continued owner occupancy.

Loan amount based on repair scope, forgiven over 15 years of occupancy

Key Details

  • Forgivable loan up to $75,000 for major repairs
  • Income at or below 140% AMI
  • Must be owner-occupied in Hillsborough County
  • Forgiven after 15 years of continuous occupancy
  • Covers roofing, structural, systems, and code violations

How to Apply

A grant-savvy contractor in Brandon, FL can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Applications accepted year-round

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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