New Jersey HOME Homeowner Rehabilitation Program

New Jersey Department of Community Affairs

Available Home Repair

About This Program

Federally funded HOME program providing forgivable loans for major home repairs to low-income homeowners in New Jersey. Administered through county governments. Loan forgiven after affordability period (typically 5-10 years based on amount).

Forgivable loan, no repayment if homeowner remains in residence through affordability period

Key Details

  • Forgivable loan up to $40,000 for major repairs
  • Income at or below 80% AMI required
  • Must be owner-occupied single-family home
  • Forgiven after 5-10 year affordability period
  • Apply through Somerset County Community Development

How to Apply

A grant-savvy contractor in Bridgewater, NJ can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Applications accepted through county agencies

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Bridgewater, NJ

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

See All Programs