NJHMFA Home Improvement Loan Program

New Jersey Housing and Mortgage Finance Agency

Available Home Repair

About This Program

State-sponsored low-interest home improvement loan program for New Jersey homeowners. Offers competitive interest rates for major repairs and improvements to owner-occupied single-family homes, condos, and townhomes.

Low-interest loan amount based on project scope and creditworthiness

Key Details

  • Low-interest loans up to $25,000
  • Income at or below 120% AMI typically
  • Owner-occupied homes, condos, townhomes eligible
  • Competitive interest rates for major repairs
  • Applications accepted year-round

How to Apply

A grant-savvy contractor in Bridgewater, NJ can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Applications accepted year-round

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Bridgewater, NJ

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

See All Programs