USDA Section 504 Home Repair Program

USDA Rural Development

Available Home Repair

About This Program

USDA program providing loans and grants to very-low-income homeowners in eligible rural areas to repair, improve, or modernize dwellings or remove health and safety hazards. Grants available to seniors age 62+ who cannot repay a loan.

Loan at 1% interest or grant if age 62+ and cannot repay loan

Key Details

  • Loans up to $40,000 at 1% interest
  • Grants up to $10,000 for seniors 62+ unable to repay loan
  • Very low income required (50% AMI or below)
  • Must be in eligible rural area
  • Covers health/safety hazards and accessibility

How to Apply

Get free help applying Visit Official Program Page Track this program

(401) 826-0842

A grant-savvy contractor in Bristol, RI can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Applications accepted year-round

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