Home Improvement Grants in Bristol.

Find grants, rebates, forgivable loans, and free programs for Bristol, RI, filtered to your situation.

As of June 2026, 26 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Bristol, RI, with individual awards up to $126,526. 8 programs target seniors, 2 serve veterans, and 10 require no income limit.

Data last verified 2026-06-09. How we verify our data.

Types of help in this city

Funding typeProgramsRepaid?Best for
Grants16Never repaidIncome-qualified homeowners
Forgivable loans3Forgiven after a residency periodLarger repairs with no money down
Rebates4Refunded to you after purchaseEnergy-efficiency upgrades

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Showing 26 programs
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $8,000 in weatherization services

Rhode Island Weatherization Assistance Program (WAP)

Federally funded weatherization program that provides free energy-efficiency improvements to income-eligible Rhode Islan...

Weatherization
Up to $7,500 grant + competitive mortgage

Rhode Island Housing FirstHomes Program

Down payment and closing cost assistance for first-time homebuyers in Rhode Island. Provides a grant of up to $7,500 tha...

Homebuyer
Up to $15,000 for lead hazard removal

Rhode Island Lead Hazard Mitigation Program

Rhode Island program providing grants and forgivable loans to remove lead paint hazards from homes built before 1978. Pr...

Home Repair
Up to $30,000 forgivable loan

Rhode Island Housing HomeSafe Program

Forgivable loan program for critical home repairs for low-income Rhode Island homeowners. Loan is forgiven after 10 year...

Home Repair
Up to $6,500 in rebates

Rhode Island Energy Heat Pump Rebate

Rebates for installing air-source or ground-source heat pumps in Rhode Island. Incentives vary based on system type and ...

Energy
Free energy upgrades and appliances

Rhode Island Energy Income-Eligible Services

No-cost energy-efficiency services for income-qualified Rhode Island Energy customers. Includes free LED bulbs, energy-e...

Energy
Up to $6,000 rebate

Rhode Island Renewable Energy Fund - Solar Rebate

Performance-based incentive for residential and small commercial solar photovoltaic installations in Rhode Island. Rebat...

Solar/Renewable
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Program

USDA program providing loans and grants to very-low-income homeowners in eligible rural areas to repair, improve, or mod...

Home Repair
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Grant for veterans with certain service-connected disabilities to build, remodel, or purchase an adapted home. Covers co...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Grant for veterans with certain service-connected disabilities to adapt a family member's home in which they will reside...

Veterans
Up to $35,000 forgivable loan

Bristol CDBG Owner-Occupied Rehabilitation Program

CDBG-funded program providing forgivable loans to low- and moderate-income homeowners in Bristol for critical home repai...

Home Repair
Up to $10,000 grant

Bristol CDBG Emergency Home Repair Grant

Emergency grant for very low-income Bristol homeowners facing immediate health and safety hazards such as failed heating...

Emergency
Up to $20,000 for accessibility modifications

Bristol CDBG Accessibility Modification Program

Grant program for Bristol homeowners needing accessibility modifications for household members with disabilities. Covers...

Seniors & Disability
Freeze at current assessed value

Bristol Senior Property Tax Freeze

Rhode Island state law allows Bristol seniors age 65+ with household income below statutory limits to freeze their prope...

Property Tax Relief
Up to $50,000 in assistance

Rhode Island Hardest Hit Fund

Emergency mortgage assistance for Rhode Island homeowners experiencing hardship due to unemployment, underemployment, or...

Home Repair
Up to $1,600 heating assistance

Rhode Island Low-Income Home Energy Assistance (LIHEAP)

Federally funded program providing heating assistance to income-eligible Rhode Island households. Benefits help cover th...

Energy
Low-interest loan up to $25,000

Narragansett Bay Commission Septic Loan Program

Low-interest loan program to help homeowners in the Narragansett Bay watershed area repair or replace failing septic sys...

Home Repair
Loans up to $100,000

Rhode Island Historic Preservation Loan Fund

Low-interest loan program for owners of historic properties in Rhode Island to finance preservation, rehabilitation, and...

Historic
Up to $1,500 rebate

Rhode Island DRIVE EV Rebate

Rebate program for Rhode Island residents who purchase or lease new battery electric or plug-in hybrid electric vehicles...

Energy
Up to $750 rebate

Rhode Island Energy Water Heater Rebate

Rebates for installing energy-efficient electric water heaters, including heat pump water heaters. Higher rebates availa...

Energy
Up to $5,000 in modifications

Rhode Island Safe at Home Program

Program helping Rhode Island seniors age 60+ make home modifications to prevent falls and improve safety. Covers grab ba...

Seniors & Disability
Up to $50,000 per unit

Rhode Island HOME Investment Partnerships

Federal HOME program administered by Rhode Island Housing providing funding for affordable housing activities including ...

Home Repair

Stack programs to maximize your savings

Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.

Stack your funding

Pick a project to see how much funding could stack on it from multiple programs in this city.

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Grant-Approved Contractors in Bristol

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Frequently asked questions

What home improvement grants are available in Bristol, RI?

26 programs are currently listed for Bristol, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.

Do home improvement grants in Bristol have to be repaid?

Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Bristol, 16 programs do not require repayment, 3 are forgivable loans, and 4 are rebates.

How do I apply for home repair grants in Bristol?

Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.