USDA Section 504 Home Repair Loan & Grant

USDA Rural Development

Available Home Repair

About This Program

Low-interest loans and grants for very low-income homeowners in eligible rural areas to repair, improve, or modernize homes or remove health and safety hazards. Grants available only to seniors 62+ who cannot repay a loan.

Combines low-interest loan with grant for seniors; loan at 1% APR for 20 years

Key Details

  • Loan up to $27,500 at 1% interest
  • Grant up to $10,000 for seniors 62+
  • Very low-income required (50% AMI)
  • Must be in eligible rural area
  • Repairs health/safety hazards and accessibility

How to Apply

A grant-savvy contractor in Buford, GA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Year-round, subject to funding availability

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Buford, GA

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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