USDA Section 504 Home Repair Loan & Grant

USDA Rural Development

Available Senior & Disability

About This Program

Low-interest loans and grants for very low-income homeowners to repair, improve, or modernize homes or remove health and safety hazards. Grants (up to $10,000) available only to seniors 62+ who cannot repay a loan. Property must meet USDA rural designation.

Loan up to $27,500 at 1% interest; grant up to $10,000 for seniors 62+

Key Details

  • Loan up to $27,500 at 1% interest
  • Grant up to $10,000 for seniors 62+
  • Very low income required (50% AMI or below)
  • Must meet USDA rural designation
  • Owner-occupied homes only

How to Apply

Get free help applying Visit Official Program Page Track this program

(507) 537-1401

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Deadline: Rolling applications

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