Michigan HOME Program Rehabilitation

Michigan State Housing Development Authority (MSHDA)

Available Home Repair

About This Program

Federal HOME Investment Partnerships Program administered by MSHDA to rehabilitate owner-occupied homes for low-income households. Forgivable loan over 5-15 years depending on amount. Administered through local partners statewide.

Forgivable loan, no repayment if compliance maintained

Data last verified 2026-06-09. How we verify our data.

Key Details

  • Forgivable loan for major home rehabilitation
  • Income at or below 80% AMI required
  • Owner-occupied homes only
  • Forgiveness period based on loan amount (5-15 years)
  • Administered through local partners

How to Apply

A grant-savvy contractor in Cadillac, MI can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Cadillac early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Deadline: Contact local administrator for current status

Questions about this program?

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Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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