MSHDA Home Improvement Program

Michigan State Housing Development Authority (MSHDA)

Available Home Repair

About This Program

Low-interest home improvement loans for Michigan homeowners to make essential repairs and improvements. Loans feature competitive rates and flexible terms for income-eligible households.

Low-interest loan with terms based on income and creditworthiness

Data last verified 2026-06-09. How we verify our data.

Key Details

  • Low-interest loan for home improvements
  • Income at or below 80% AMI preferred
  • Owner-occupied homes only
  • Covers essential repairs and upgrades
  • Competitive interest rates and flexible terms

How to Apply

A grant-savvy contractor in Cadillac, MI can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Cadillac early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Deadline: Rolling applications

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Cadillac, MI

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

See All Programs