USDA Section 504 Home Repair Program

USDA Rural Development

Available Senior & Disability

About This Program

Federal program offering low-interest loans (1%) up to $40,000 and grants up to $10,000 for very low-income homeowners age 62+ in eligible rural areas of Bay County to repair, improve, or modernize their homes or remove health and safety hazards.

Seniors 62+ may qualify for grant up to $10,000; loans available up to $40,000 at 1% interest

Key Details

  • Grants up to $10,000 for seniors 62+
  • Loans up to $40,000 at 1% interest
  • Must be very low income (50% AMI or below)
  • Owner-occupied in eligible rural area
  • Removes health and safety hazards

How to Apply

A grant-savvy contractor in Callaway, FL can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Rolling applications, subject to annual funding allocation

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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