Home Improvement Grants in Calumet City.

Find grants, rebates, forgivable loans, and free programs for Calumet City, IL, filtered to your situation.

As of June 2026, 24 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Calumet City, IL, with individual awards up to $126,526. 8 programs target seniors, 2 serve veterans, and 9 require no income limit.

Data last verified 2026-06-09. How we verify our data.

Types of help in this city

Funding typeProgramsRepaid?Best for
Grants19Never repaidIncome-qualified homeowners
Forgivable loans1Forgiven after a residency periodLarger repairs with no money down
Rebates3Refunded to you after purchaseEnergy-efficiency upgrades

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Showing 24 programs
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Forgivable loan up to $30,000

Calumet City Owner-Occupied Rehabilitation Program

Provides major home rehabilitation assistance for income-qualified owner-occupied homes in Calumet City. Loan is forgive...

Home Repair
Up to $15,000 grant

Calumet City ADA Accessibility Modification Program

Provides grants for accessibility modifications to owner-occupied homes in Calumet City for disabled or elderly resident...

Seniors & Disability
Up to $5,000 grant

Calumet City Sewer Lateral Repair Grant

Assists income-qualified homeowners with repair or replacement of private sewer laterals from the home to the city main....

Home Repair
Up to $8,000 grant

Calumet City Senior Home Repair Grant

Provides essential home repair grants for senior homeowners age 65+ in Calumet City with incomes at or below 80% AMI. Co...

Seniors & Disability
Average $8,500 in improvements

Illinois Weatherization Assistance Program (WAP)

Federally-funded weatherization program administered by the State of Illinois to reduce energy costs for low-income hous...

Weatherization
Free lead hazard removal

Cook County Lead Hazard Reduction Program

HUD-funded program to identify and remediate lead-based paint hazards in Cook County homes built before 1978 with childr...

Home Repair
Free energy efficiency upgrades

ComEd Income Qualified Weatherization Program

Provides free energy efficiency improvements to income-qualified ComEd customers in Calumet City, including insulation, ...

Weatherization
Up to $100 rebate

ComEd Smart Thermostat Rebate

Provides instant rebates of up to $100 for purchase and installation of qualifying ENERGY STAR smart thermostats. Availa...

Energy
Up to $2,000 in rebates

Nicor Gas Energy Efficiency Rebates

Offers rebates to Nicor Gas customers in Calumet City for energy-efficient gas furnaces, boilers, water heaters, insulat...

Energy
Incentives up to $30,000

Illinois Solar for All

Provides increased solar incentives and low-cost financing for income-qualified Illinois residents to install rooftop so...

Solar/Renewable
30% tax credit

Federal Solar Investment Tax Credit (ITC)

Federal tax credit for residential solar installations equal to 30% of total system cost, including equipment, labor, an...

Solar/Renewable
Up to $500 rebate

ComEd Electric Vehicle Charger Rebate

Provides rebates for purchase and installation of Level 2 electric vehicle chargers at residential properties served by ...

Energy
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Loan & Grant

Provides low-interest loans (1% fixed) up to $40,000 and grants up to $10,000 for very-low-income homeowners to repair, ...

Home Repair
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Helps veterans with certain service-connected disabilities purchase or modify a home to accommodate their disability. Co...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Helps veterans with certain service-connected disabilities adapt a family member's home or their own home to meet their ...

Veterans
Reduces taxable value by $8,000

Cook County Senior Citizen Homestead Exemption

Reduces the equalized assessed value of property owned and occupied by seniors age 65+ in Cook County by $8,000, lowerin...

Property Tax Relief
Freezes assessed value

Cook County Senior Citizen Assessment Freeze Homestead Exemption

Freezes the assessed value of a primary residence for qualifying Cook County seniors age 65+ with household income at or...

Property Tax Relief
Up to $1,200 assistance

Illinois Low Income Home Energy Assistance Program (LIHEAP)

Provides one-time annual assistance to help low-income Illinois households pay heating bills during winter months. Also ...

Energy
Up to $25,000 assistance

Illinois HOME Investment Partnerships Program

Federally-funded program providing rehabilitation assistance to low-income homeowners throughout Illinois. Funds distrib...

Home Repair
Up to $50,000 assistance

Illinois Rebuild Distressed Communities Program

Provided assistance to stabilize distressed neighborhoods through owner-occupied rehabilitation in targeted Illinois com...

Home Repair

Stack programs to maximize your savings

Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.

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Grant-Approved Contractors in Calumet City

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Frequently asked questions

What home improvement grants are available in Calumet City, IL?

24 programs are currently listed for Calumet City, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.

Do home improvement grants in Calumet City have to be repaid?

Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Calumet City, 19 programs do not require repayment, 1 is forgivable loan, and 3 are rebates.

How do I apply for home repair grants in Calumet City?

Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.