Home Improvement Grants in Camden.

Find grants, rebates, forgivable loans, and free programs for Camden, SC, filtered to your situation.

As of June 2026, 23 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Camden, SC, with individual awards up to $126,526. 6 programs target seniors, 2 serve veterans, and 11 require no income limit.

Data last verified 2026-06-09. How we verify our data.

Types of help in this city

Funding typeProgramsRepaid?Best for
Grants17Never repaidIncome-qualified homeowners
Forgivable loans2Forgiven after a residency periodLarger repairs with no money down
Rebates3Refunded to you after purchaseEnergy-efficiency upgrades

Not sure which program fits? Email us what you need. It is free, and a real person answers.

1
Filter
Tell us about you
2
Browse
See matching programs
3
Get help
Or filter by your situation
Showing 23 programs
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $8,500 in weatherization improvements

South Carolina Weatherization Assistance Program (WAP)

Federally funded weatherization program that reduces energy costs for low-income households through insulation, air seal...

Weatherization
Up to $35,000 forgivable loan

SC Housing Owner-Occupied Rehabilitation Program

Provides forgivable loans to low-income homeowners for major repairs and rehabilitation. Loan is forgiven after 5 years ...

Home Repair
Up to $10,000 grant

City of Camden Emergency Home Repair Program

CDBG-funded emergency repair grants for critical health and safety issues in owner-occupied homes within Camden city lim...

Emergency
Free assessment plus up to $300 in instant measures

Duke Energy Home Energy House Call

Free in-home energy assessment for Duke Energy customers. Technician installs free LED bulbs, water-saving devices, and ...

Energy
Up to $1,100 rebate for high-efficiency HVAC

Duke Energy Smart Saver HVAC Rebate

Rebates for Duke Energy residential customers who install qualifying high-efficiency HVAC systems, heat pumps, or ductle...

Energy
Up to $450 rebate

Duke Energy Water Heater Rebate

Rebates for Duke Energy customers who install qualifying high-efficiency electric water heaters or heat pump water heate...

Energy
Up to $1,000 solar incentive

Duke Energy Solar Rebate Program

Incentive payment for Duke Energy customers who install residential solar photovoltaic systems. Customers must apply bef...

Solar/Renewable
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Grant

Grants for very-low-income homeowners age 62+ to remove health and safety hazards in eligible rural areas. Camden qualif...

Seniors & Disability
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Loan

Low-interest loans (1% fixed) for low-income homeowners in eligible rural areas to repair, improve, or modernize homes. ...

Home Repair
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Grants for veterans with certain service-connected disabilities to purchase or modify a home to meet their disability-re...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Grants for veterans with certain service-connected disabilities (blindness or loss/loss of use of hands) to adapt a home...

Veterans
Up to $5,000 grant for accessibility modifications

Kershaw County Accessibility Modification Program

Assists Kershaw County residents with disabilities to make accessibility modifications to their homes, including ramps, ...

Seniors & Disability
Matching grant up to $15,000

Camden Historic Preservation Grant

Matching grants for rehabilitation and preservation of historically significant structures within Camden's historic dist...

Historic
Up to $3,500 for lateral repairs

Camden Water & Sewer Lateral Repair Program

Assists low-income Camden homeowners with repairs to private sewer and water lateral lines connecting home to city mains...

Home Repair
Up to $15,000 or 5% of purchase price

SC Housing Down Payment Assistance

Down payment and closing cost assistance for first-time homebuyers in South Carolina. Provided as a deferred, forgivable...

Homebuyer
30% of total solar installation cost

Federal Residential Solar Tax Credit (ITC)

Federal tax credit covering 30% of the cost of solar photovoltaic system installation, including equipment and labor. Al...

Solar/Renewable
Exempts first $50,000 of home value from property tax

South Carolina Homestead Exemption

South Carolina homeowners who are age 65+, legally blind, or totally disabled can exempt the first $50,000 of their home...

Property Tax Relief
Varies by project, up to $25,000

SC HOME Investment Partnerships Program

Federal HOME funds for affordable housing activities including homebuyer assistance, rehabilitation of owner-occupied ho...

Home Repair
Up to $5,000 emergency roof repair

Kershaw County Emergency Roof Repair Program

Emergency grants for critical roof repairs due to storm damage, leaks, or structural failure. For low-income homeowners ...

Emergency

Stack programs to maximize your savings

Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.

Stack your funding

Pick a project to see how much funding could stack on it from multiple programs in this city.

Refine for your household (optional)

Tell us about your household to see the total you could actually stack. We do not save or share this.

Grant-Approved Contractors in Camden

These contractors specialize in grant-funded projects and understand the documentation requirements.

No contractors listed yet, be the first in this market.

Get matched with a grant-savvy contractor

Tell us about your project. We'll connect you with contractors in your city who've completed grant-funded work and know the program documentation.

Get notified when programs change

We'll email you when new programs open, deadlines approach, or funding runs low.

Frequently asked questions

What home improvement grants are available in Camden, SC?

23 programs are currently listed for Camden, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.

Do home improvement grants in Camden have to be repaid?

Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Camden, 17 programs do not require repayment, 2 are forgivable loans, and 3 are rebates.

How do I apply for home repair grants in Camden?

Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.