USDA Section 504 Home Repair Loan

USDA Rural Development

Available Home Repair

About This Program

Low-interest loans (1% fixed rate) for very low-income homeowners in eligible rural areas to repair, improve, or modernize their homes. Portions of Canton may qualify as rural under USDA definitions.

1% fixed-rate loan for home repairs, repaid over up to 20 years

Key Details

  • Loans up to $40,000 at 1% fixed interest
  • Very low income required (50% AMI or below)
  • Must be in eligible rural area
  • Up to 20-year repayment term
  • Covers major repairs and accessibility modifications

How to Apply

Get free help applying Visit Official Program Page Track this program

(770) 287-7825

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Deadline: Rolling applications

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