Find grants, rebates, forgivable loans, and free programs for Carbondale, IL, filtered to your situation.
As of June 2026, 27 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Carbondale, IL, with individual awards up to $126,526. 5 programs target seniors, 2 serve veterans, and 12 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 20 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 1 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 3 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Provides grants to modify homes for accessibility for persons with disabilities. Covers ramps, widened doorways, roll-in...
Federal WAP program administered by Illinois DCEO providing free energy efficiency improvements including insulation, ai...
CDBG-funded forgivable loan for major home repairs and rehabilitation for owner-occupied homes in Carbondale. Loan is fo...
Emergency grant for urgent home repairs that pose immediate health and safety threats. Available to very low-income owne...
Rebates for qualifying energy-efficient air-source and geothermal heat pumps installed in Ameren Illinois service territ...
Rebates for professionally installed attic, wall, and basement insulation improvements. Includes air sealing when bundle...
Rebate for purchasing and installing a qualifying ENERGY STAR smart thermostat. Approved models include Nest, Ecobee, Ho...
County-funded emergency repair grants for urgent health and safety issues in owner-occupied homes throughout Jackson Cou...
Low-interest loans and grants to very low-income rural homeowners for repairs, improvements, or modernization. Grants up...
Grant for eligible veterans with certain service-connected disabilities to build, buy, or modify a home for wheelchair a...
Grant for eligible veterans with certain service-connected disabilities to modify a home for accessibility. Available to...
Free lead hazard assessment and abatement services for homes built before 1978 where a child under 6 with an elevated bl...
Grants for minor home repairs and safety improvements for seniors age 60+ in Jackson County. Covers grab bars, ramps, no...
Low-interest loan program to help homeowners repair or replace failing private sewer laterals. Loan is repaid through mo...
Free energy-saving upgrades for income-qualified Ameren Illinois customers including LED bulbs, smart power strips, fauc...
Down payment and closing cost assistance for first-time homebuyers purchasing in Illinois. Grant does not require repaym...
Low-interest home improvement loans for major repairs, energy efficiency upgrades, and accessibility modifications. Rate...
Illinois Shines provides Renewable Energy Credits (RECs) for residential solar installations, significantly reducing the...
Free guidance and forms to appeal property tax assessments if you believe your home is overvalued. County assessor's off...
Freezes property taxes at prior year levels for eligible seniors age 65+ with household income below $65,000. Must be ow...
Reduces the equalized assessed value (EAV) of your primary residence by up to $10,000 in Cook County and $6,000 in other...
Additional property tax exemption for seniors age 65+ reducing the EAV by up to $8,000 in Cook County and $5,000 in othe...
Property tax exemption for persons with disabilities reducing the EAV by $2,000. Must provide proof of disability from p...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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27 programs are currently listed for Carbondale, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Carbondale, 20 programs do not require repayment, 1 is forgivable loan, and 3 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.