Home Improvement Grants in Carmel.
Browse cataloged grants, rebates, loans, and other assistance records for Carmel, IN. Verify each program's current rules, service area, and status.
The Carmel, IN directory shows 26 cataloged resources. Of those, 20 are currently open or actionable home improvement or repair assistance records; the largest published amount stored among those 20 records is $126,526, not an estimate of your award. Discovery tags include 6 senior-related records, 2 veteran-related records, and 7 marked with no income limit. These tags do not determine eligibility; verify the complete official rules.
Record set last reviewed 2026-05-25. How we verify our data.
Types of help in this city
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| Funding type | Records | What to verify | Label scope |
|---|---|---|---|
| Grants | 14 | Repayment, tax, and possible lien terms | Directory classification; confirm official terms |
| Forgivable loans | 3 | Forgiveness schedule, residency, and lien terms | Directory classification; confirm official terms |
| Rebates | 2 | Eligible purchases, upfront payment, and claim timing | Directory classification; confirm official terms |
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Indiana Weatherization Assistance Program (WAP)
Federally funded weatherization program administered by IHCDA providing free energy efficiency improvements to income-el...
Indiana Lead-Based Paint Hazard Reduction Program
State-administered HUD Lead Hazard Control Program providing free lead paint testing and removal for pre-1978 homes with...
Hamilton County Owner-Occupied Rehab Program
CDBG-funded home rehabilitation program for low-income homeowners in Hamilton County. Provides forgivable loans for majo...
Hamilton County Emergency Home Repair Grant
Emergency grant for urgent home repairs that pose immediate threats to health and safety for very low-income homeowners....
Carmel Accessibility Modification Program
Grant program for accessibility modifications to enable aging in place and improve safety for persons with disabilities....
Carmel Sewer Lateral Repair Assistance
Forgivable loan program to assist income-eligible homeowners with the cost of repairing or replacing private sewer later...
Duke Energy Heat Pump Rebate
Rebate for Duke Energy customers who install qualifying high-efficiency air-source or geothermal heat pumps. Rebates ran...
Duke Energy Insulation Rebate
Rebate for Duke Energy customers who add insulation to their home through an energy audit or qualifying contractor. Incl... Each program administrator alone decides its combination rules. The Grant Map has not verified those rules.
Duke Energy Smart Thermostat Rebate
Rebate for purchasing and installing a qualifying Wi-Fi enabled smart thermostat. Eligible models include Nest, Ecobee, ...
Duke Energy Electric Water Heater Rebate
Rebate for installing high-efficiency electric water heaters including heat pump water heaters. Heat pump models qualify...
Duke Energy Solar Program
Net metering program for Duke Energy customers who install solar panels. Customers receive retail rate credit for excess...
Indiana Solar Property Tax Exemption
Indiana state law exempts the added value of solar energy systems from property tax assessments. The exemption means sol...
USDA Section 504 Home Repair Program
Low-interest loans and grants for very low-income homeowners in eligible rural areas to repair, improve, or modernize th... Each program administrator alone decides its combination rules. The Grant Map has not verified those rules.
VA Specially Adapted Housing (SAH) Grant
Grant for veterans with certain service-connected disabilities to build, buy, or modify a home to accommodate their disa...
VA Special Housing Adaptation (SHA) Grant
Grant for veterans with certain service-connected disabilities to adapt an existing or new home. Eligible disabilities i...
Indiana HOME Investment Partnerships Program
Federal HOME funds administered by IHCDA for housing rehabilitation projects. Provides grants and forgivable loans for l...
Hamilton County Senior Home Repair Program
Grant program specifically for Hamilton County residents age 60+ to make minor home repairs and safety modifications. He...
Indiana CHDO Operating Support
Community Housing Development Organization projects funded through IHCDA providing affordable housing development and re...
Indiana Hardest Hit Fund
Federal program that provided mortgage payment assistance and blight elimination funds following the 2008 housing crisis...
Indiana Over-65 Property Tax Deduction
Indiana property tax deduction for homeowners age 65 or older. Reduces assessed value of property by up to 50%, signific...
Indiana Disability Property Tax Deduction
Indiana property tax deduction for homeowners with disabilities certified by a physician. Reduces assessed value of prop...
Federal Energy Efficient Home Improvement Credit
The federal Energy Efficient Home Improvement Credit under Section 25C is closed for expenditures made or property place...
Federal Residential Solar Tax Credit (ITC)
The federal Residential Clean Energy Credit under Section 25D is closed for expenditures made after December 31, 2025. T...
Indiana Homestead Property Tax Credit
Indiana homestead standard deduction reduces assessed value of owner-occupied homes by up to 60% of assessed value or $4...
Duke Energy Income-Qualified Efficiency Program
Free energy efficiency upgrades for income-qualified Duke Energy customers. Includes LED bulbs, smart power strips, low-...
Hamilton County Septic System Repair Loan
Low-interest loan program for homeowners who need to repair or replace failing septic systems. Available to homeowners i...
Check program coordination before building a budget
A local grant, utility rebate, or tax credit may cover different parts of a project, but administrators set their own coordination rules. Confirm compatibility and payment timing with each official source.
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Contractor listings in Carmel
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