IHDA Home Accessibility Program

Illinois Housing Development Authority

Available Senior & Disability

About This Program

Forgivable loan program for accessibility modifications to homes occupied by persons with disabilities. Covers ramps, widened doorways, accessible bathrooms, and other ADA-compliant modifications. Loan is forgiven after 10 years of owner occupancy.

Forgivable loan, no repayment required if you remain in home 10 years

Data last verified 2026-06-09. How we verify our data.

Key Details

  • Forgivable loan up to $35,000 for accessibility mods
  • Must have household member with disability
  • Income up to 120% AMI may qualify
  • Covers ramps, doorways, bathrooms, lifts
  • Forgiven after 10 years of owner occupancy

How to Apply

A grant-savvy contractor in Carol Stream, IL can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Carol Stream early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Deadline: Rolling applications while funds last

Questions about this program?

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