Home Improvement Grants in Carpentersville.

Find grants, rebates, forgivable loans, and free programs for Carpentersville, IL, filtered to your situation.

As of June 2026, 26 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Carpentersville, IL, with individual awards up to $126,526. 6 programs target seniors, 2 serve veterans, and 13 require no income limit.

Data last verified 2026-06-09. How we verify our data.

Types of help in this city

Funding typeProgramsRepaid?Best for
Grants19Never repaidIncome-qualified homeowners
Forgivable loans2Forgiven after a residency periodLarger repairs with no money down
Rebates3Refunded to you after purchaseEnergy-efficiency upgrades

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Showing 26 programs
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $50,000 loan

Illinois Housing Development Authority Single Family Rehabilitation Program

Provides affordable rehabilitation financing for single-family homeowners in Illinois to make major repairs and improvem...

Home Repair
Up to $8,000 in weatherization services

Illinois Weatherization Assistance Program (WAP)

Federally funded program providing free energy efficiency improvements to income-eligible households. Services include i...

Weatherization
Up to $5,200 in combined rebates

ComEd Home Energy Efficiency Rebates

Rebates for energy-efficient home improvements including insulation, air sealing, heat pumps, and smart thermostats. Inc...

Energy
Up to $3,000 in rebates

Nicor Gas Energy Efficiency Rebates

Rebates for high-efficiency natural gas furnaces, boilers, water heaters, and insulation. Administered by Nicor Gas for ...

Energy
Free energy efficiency upgrades

ComEd Income Qualified Home Energy Savings Program

Free home energy assessments and efficiency upgrades for income-eligible ComEd customers, including LED bulbs, smart the...

Energy
Up to $2,000 rebate

ComEd Electric Heat Pump Rebate

Rebates for installation of qualifying electric air-source and ground-source heat pumps. Higher rebates available for EN...

Energy
Varies by system size

Illinois Shines Solar Incentive Program

Illinois Shines offers incentive payments for residential solar panel installations through the Adjustable Block Program...

Solar/Renewable
30% tax credit

Federal Residential Clean Energy Credit (Solar ITC)

Federal tax credit covering 30% of the cost of residential solar photovoltaic systems, battery storage, and geothermal h...

Solar/Renewable
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Program

USDA program providing loans up to $40,000 and grants up to $10,000 for very-low-income homeowners age 62+ in eligible r...

Seniors & Disability
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Grant for eligible veterans with certain service-connected disabilities to adapt or purchase a home to meet their disabi...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Grant for veterans with certain service-connected disabilities to make accessibility adaptations to a family member's ho...

Veterans
Free lead hazard removal

Kane County Lead Hazard Control Program

HUD-funded program to reduce lead-based paint hazards in qualifying Kane County homes built before 1978 with children un...

Home Repair
Up to $5,000 grant

Carpentersville Senior Home Repair Program

Grant program for senior homeowners age 62 and older in Carpentersville to make emergency home repairs. Assists low-inco...

Seniors & Disability
Up to $8,000 grant

Carpentersville ADA Accessibility Modification Grant

Grant for owner-occupied households with a disabled resident to make accessibility modifications including ramps, grab b...

Seniors & Disability
50% cost share up to $3,000

Carpentersville Sewer Lateral Repair Program

Cost-share program to assist Carpentersville homeowners with repair or replacement of failing private sewer laterals. Vi...

Home Repair
50% cost share up to $2,500

Carpentersville Water Service Line Replacement Assistance

Cost-share program to assist homeowners with replacement of aging or failing private water service lines. Village covers...

Home Repair
Forgivable loan up to $25,000

Carpentersville Owner-Occupied Rehabilitation Program

CDBG-funded program providing forgivable loans for major home repairs to income-eligible owner-occupied households in Ca...

Home Repair
Up to $6,000 grant

Carpentersville Emergency Home Repair Grant

Emergency repair grant for very-low-income owner-occupied households in Carpentersville to address urgent health and saf...

Emergency
Up to $1,500 per year

Illinois Low Income Home Energy Assistance Program (LIHEAP)

Federal program helping low-income households pay heating and cooling costs. One-time annual benefit covers portion of u...

Energy
Reduces taxable assessed value by $8,000

Illinois Senior Citizens Homestead Exemption

Annual property tax exemption for homeowners age 65 and older. Reduces the equalized assessed value (EAV) of the propert...

Property Tax Relief
Reduces taxable assessed value by $2,000

Illinois Persons with Disabilities Homestead Exemption

Annual property tax exemption for homeowners with disabilities. Reduces the equalized assessed value (EAV) of the proper...

Property Tax Relief
Up to $30,000 forgivable loan

Illinois Rebuild Distressed Communities Program

State program providing forgivable loans for substantial home repairs in designated distressed communities. Funds may be...

Home Repair

Stack programs to maximize your savings

Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.

Stack your funding

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Grant-Approved Contractors in Carpentersville

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Frequently asked questions

What home improvement grants are available in Carpentersville, IL?

26 programs are currently listed for Carpentersville, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.

Do home improvement grants in Carpentersville have to be repaid?

Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Carpentersville, 19 programs do not require repayment, 2 are forgivable loans, and 3 are rebates.

How do I apply for home repair grants in Carpentersville?

Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.