USDA Section 504 Home Repair Loan

USDA Rural Development

Available Home Repair

About This Program

Low-interest loan program for very low-income homeowners in eligible rural areas to repair, improve, or modernize their homes. Loans up to $40,000 at 1% interest with up to 20-year terms.

Low-interest loan at 1% with 20-year repayment term

Key Details

  • Low-interest loan at 1% for home repairs
  • Up to $40,000 for very low-income homeowners
  • Must be in eligible rural area of Carroll County
  • 20-year repayment term available
  • Can be used for essential repairs and accessibility

How to Apply

Get free help applying Visit Official Program Page Track this program

(706) 546-2162

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Deadline: Rolling applications

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