USDA Section 504 Home Repair Program

USDA Rural Development

Available Home Repair

About This Program

Low-interest loans and grants for very low-income homeowners to repair, improve, or modernize homes in eligible rural areas. Grants up to $10,000 available to seniors 62+ for accessibility and safety improvements. Some areas near Carteret may qualify.

Loan up to $40,000 at 1% interest; grant up to $10,000 for seniors 62+ to remove hazards

Key Details

  • Loans up to $40,000 at 1% interest
  • Grants up to $10,000 for seniors 62+
  • Very low income required (50% AMI)
  • Must be in eligible rural area
  • Covers repairs, accessibility, hazard removal

How to Apply

A grant-savvy contractor in Carteret, NJ can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Applications accepted year-round

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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