USDA Section 504 Home Repair Program

USDA Rural Development

Available Home Repair

About This Program

Low-interest loans and grants to very-low-income homeowners in eligible rural areas to repair, improve, or modernize homes or remove health and safety hazards. Grants available to those 62+ who cannot afford loan repayment.

Grant for seniors 62+, otherwise subsidized loan at 1% interest

Key Details

  • Loans up to $40,000 at 1% interest for repairs
  • Grants up to $10,000 for seniors 62+ who qualify
  • Very low income required (50% AMI or below)
  • Must be in eligible rural area
  • Covers health/safety hazards and accessibility

How to Apply

A grant-savvy contractor in Cartersville, GA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Rolling applications, subject to funding

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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