Home Improvement Grants in Cartersville.

Find grants, rebates, forgivable loans, and free programs for Cartersville, GA, filtered to your situation.

As of June 2026, 25 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Cartersville, GA, with individual awards up to $126,526. 5 programs target seniors, 2 serve veterans, and 8 require no income limit.

Data last verified 2026-06-09. How we verify our data.

Types of help in this city

Funding typeProgramsRepaid?Best for
Grants15Never repaidIncome-qualified homeowners
Forgivable loans3Forgiven after a residency periodLarger repairs with no money down
Rebates2Refunded to you after purchaseEnergy-efficiency upgrades

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Showing 25 programs
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $8,000 per home

Georgia Weatherization Assistance Program (WAP)

Federally funded weatherization program that reduces energy costs for low-income households by improving home energy eff...

Weatherization
Up to $10,000 loan

Georgia Septic Repair Assistance

Low-interest loan program to repair or replace failing septic systems in Georgia. Available to homeowners with income up...

Home Repair
Up to $25,000 loan

Georgia Dream Homeownership Program - Rehabilitation

Low-interest rehabilitation loan for eligible Georgia homeowners to make major repairs and improvements. Can be combined...

Home Repair
Up to $500 rebate

Georgia Power HVAC Rebate Program

Rebates for qualifying high-efficiency central air conditioning and heat pump installations. Must meet ENERGY STAR certi...

Energy
Up to $300 rebate

Georgia Power Water Heater Rebate

Rebates for high-efficiency electric water heaters including heat pump water heaters and tankless models. Equipment must...

Energy
Up to $250 annual credit

Georgia Power Smart Usage Rewards

Earn bill credits by allowing Georgia Power to adjust your smart thermostat during peak demand events. Customers maintai...

Energy
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Program

Low-interest loans and grants to very-low-income homeowners in eligible rural areas to repair, improve, or modernize hom...

Home Repair
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Grant for veterans with certain service-connected disabilities to build, remodel, or purchase an adapted home. Eligible ...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Grant for veterans with certain service-connected disabilities to adapt a home for accessibility. Eligible disabilities ...

Veterans
Up to $5,000 grant

Bartow County Senior Home Repair Program

Grant assistance for emergency home repairs for low-income senior homeowners (62+) in Bartow County. Covers urgent healt...

Seniors & Disability
Up to $7,500 grant

Cartersville Emergency Home Repair Grant

Emergency repair grants for very low-income homeowners in Cartersville city limits. Covers urgent repairs that pose imme...

Emergency
Forgivable loan up to $25,000

Cartersville Owner-Occupied Rehabilitation Program

Provides major home rehabilitation for low-income homeowners in Cartersville. Loan is forgiven after 5 years if homeowne...

Home Repair
Up to $12,000 grant

Cartersville ADA Home Modification Grant

Grant for accessibility modifications for low-income households with a disabled resident in Cartersville. Covers wheelch...

Seniors & Disability
Free lead hazard removal

Cartersville Lead Hazard Reduction Program

Free lead-based paint hazard reduction for homes built before 1978 in Cartersville with children under 6 years old or pr...

Home Repair
Up to $3,000 grant

Cartersville Sewer Lateral Repair Assistance

Grant assistance for low-income homeowners to repair or replace failing sewer laterals from the home to the city main. I...

Home Repair
Varies by installation

Georgia Solar Power Free-Market Financing Act Incentive

Georgia allows homeowners to enter into solar lease and power purchase agreements (PPAs) with third-party providers. Com...

Solar/Renewable
Up to $30,000 for rehabilitation

Georgia HOME Investment Partnerships Program

Federal HOME funds administered by Georgia DCA for homeowner rehabilitation in participating communities. Provides grant...

Home Repair
Up to $15,000

Georgia CHDO Homeowner Repair Program

Homeowner repair assistance provided through certified Community Housing Development Organizations (CHDOs) in Georgia. P...

Home Repair
Up to $600 for emergency heating/cooling

Georgia LIHEAP Crisis Assistance

Emergency assistance for households experiencing heating or cooling crisis due to broken equipment, utility shut-off, or...

Energy
Up to $22,000 grant for rehabilitation

Federal Home Loan Bank Affordable Housing Program

Competitive grant program providing funds to member financial institutions for affordable housing projects including own...

Home Repair
Up to $35,000 for rehabilitation

Georgia NSP Rehabilitation Program

Neighborhood Stabilization Program funds for rehabilitation in areas affected by foreclosures. Provides grants or deferr...

Home Repair

Stack programs to maximize your savings

Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.

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Grant-Approved Contractors in Cartersville

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Frequently asked questions

What home improvement grants are available in Cartersville, GA?

25 programs are currently listed for Cartersville, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.

Do home improvement grants in Cartersville have to be repaid?

Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Cartersville, 15 programs do not require repayment, 3 are forgivable loans, and 2 are rebates.

How do I apply for home repair grants in Cartersville?

Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.