Find grants, rebates, forgivable loans, and free programs for Cartersville, GA, filtered to your situation.
As of June 2026, 25 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Cartersville, GA, with individual awards up to $126,526. 5 programs target seniors, 2 serve veterans, and 8 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 15 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 3 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 2 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Federally funded weatherization program that reduces energy costs for low-income households by improving home energy eff...
Low-interest loan program to repair or replace failing septic systems in Georgia. Available to homeowners with income up...
Low-interest rehabilitation loan for eligible Georgia homeowners to make major repairs and improvements. Can be combined...
Rebates for qualifying high-efficiency central air conditioning and heat pump installations. Must meet ENERGY STAR certi...
Rebates for high-efficiency electric water heaters including heat pump water heaters and tankless models. Equipment must...
Earn bill credits by allowing Georgia Power to adjust your smart thermostat during peak demand events. Customers maintai...
Low-interest loans and grants to very-low-income homeowners in eligible rural areas to repair, improve, or modernize hom...
Grant for veterans with certain service-connected disabilities to build, remodel, or purchase an adapted home. Eligible ...
Grant for veterans with certain service-connected disabilities to adapt a home for accessibility. Eligible disabilities ...
Grant assistance for emergency home repairs for low-income senior homeowners (62+) in Bartow County. Covers urgent healt...
Emergency repair grants for very low-income homeowners in Cartersville city limits. Covers urgent repairs that pose imme...
Provides major home rehabilitation for low-income homeowners in Cartersville. Loan is forgiven after 5 years if homeowne...
Grant for accessibility modifications for low-income households with a disabled resident in Cartersville. Covers wheelch...
Free lead-based paint hazard reduction for homes built before 1978 in Cartersville with children under 6 years old or pr...
Grant assistance for low-income homeowners to repair or replace failing sewer laterals from the home to the city main. I...
Georgia allows homeowners to enter into solar lease and power purchase agreements (PPAs) with third-party providers. Com...
Federal HOME funds administered by Georgia DCA for homeowner rehabilitation in participating communities. Provides grant...
Homeowner repair assistance provided through certified Community Housing Development Organizations (CHDOs) in Georgia. P...
Emergency assistance for households experiencing heating or cooling crisis due to broken equipment, utility shut-off, or...
Competitive grant program providing funds to member financial institutions for affordable housing projects including own...
Neighborhood Stabilization Program funds for rehabilitation in areas affected by foreclosures. Provides grants or deferr...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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25 programs are currently listed for Cartersville, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Cartersville, 15 programs do not require repayment, 3 are forgivable loans, and 2 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.