Find grants, rebates, forgivable loans, and free programs for Catonsville, MD, filtered to your situation.
As of June 2026, 24 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Catonsville, MD, with individual awards up to $126,526. 7 programs target seniors, 2 serve veterans, and 13 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 17 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 2 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 4 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Provides forgivable loans for major home repairs to income-eligible owner-occupants in Baltimore County. Loan is forgive...
Provides grants for emergency repairs that pose immediate health and safety threats to income-eligible homeowners in Bal...
Provides grants for accessibility modifications to enable elderly and disabled Baltimore County homeowners to remain saf...
HUD-funded program to eliminate lead-based paint hazards in homes built before 1978 where children under age 6 reside. S...
Federally-funded program that provides free weatherization services to reduce energy costs for income-eligible household...
Free in-home energy assessment provided by BGE that includes installation of energy-saving products such as LED bulbs, f...
Rebate for installing qualifying energy-efficient air source or ground source heat pumps in BGE service territory. Rebat...
Rebate for installing qualifying insulation in attics, walls, crawl spaces, or basements. Must meet minimum R-value requ...
State grant program to support residential installation of solar photovoltaic systems, energy storage, and geothermal he...
State-funded property tax credit for eligible homeowners age 65+ or totally disabled with limited income. Credit amount ...
State-funded deferred loan program for major home repairs and improvements. Loan carries no interest and requires no mon...
State grant covering 100% of cost to upgrade existing septic systems to nitrogen-removing Best Available Technology (BAT...
Federal program providing loans and grants to very-low-income homeowners in eligible rural areas to repair, improve, or ...
Grant for veterans with certain service-connected disabilities to purchase or modify a home to meet accessibility needs....
Grant for veterans with service-connected disabilities including blindness or loss/loss of use of hands to adapt a home ...
County supplement to the state Homeowners' Tax Credit for Baltimore County residents age 65+ with limited income. When c...
State-mandated program requiring inspection and lead risk reduction for rental properties built before 1978 where childr...
State tax credit for certified rehabilitation of historic homes listed on the National Register or located in eligible h...
Comprehensive whole-home energy upgrade program offering bundled rebates for qualifying improvements. After a paid energ...
Rebate for installing qualifying high-efficiency natural gas or electric water heaters. Gas models must be ENERGY STAR c...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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24 programs are currently listed for Catonsville, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Catonsville, 17 programs do not require repayment, 2 are forgivable loans, and 4 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.