USDA Section 504 Home Repair Program

USDA Rural Development

Available Home Repair

About This Program

Federal program providing loans and grants to very-low-income homeowners in eligible rural areas to repair, improve, or modernize homes. Grants up to $10,000 available to homeowners age 62+ who cannot repay a loan. Loans at 1% interest for up to 20 years.

Loan amount varies; seniors 62+ may qualify for grant portion

Key Details

  • Loan up to $40,000 at 1% interest
  • Grant up to $10,000 for seniors 62+
  • Income at or below 50% AMI required
  • Must be in eligible rural or suburban area
  • Check USDA eligibility map for Catonsville addresses

How to Apply

Get free help applying Visit Official Program Page Track this program

(410) 480-4700

A grant-savvy contractor in Catonsville, MD can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Applications accepted year-round; contact local USDA office

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