Home Improvement Grants in Cedar Falls.

Find grants, rebates, forgivable loans, and free programs for Cedar Falls, IA, filtered to your situation.

As of June 2026, 27 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Cedar Falls, IA, with individual awards up to $126,526. 6 programs target seniors, 2 serve veterans, and 14 require no income limit.

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Showing 27 programs
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $10,000 in weatherization services

Iowa Weatherization Assistance Program (WAP)

Federally-funded program providing free weatherization improvements to income-eligible households in Black Hawk County. ...

Weatherization
Up to $750 rebate

Cedar Falls Utilities Heat Pump Rebate

Rebate for CFU electric customers who install qualifying air-source or geothermal heat pumps. Incentive amounts vary by ...

Energy
Up to $400 rebate

Cedar Falls Utilities Insulation Rebate

Rebate for CFU customers who add insulation to attics, walls, or basements in existing homes. Minimum R-values and profe...

Weatherization
Up to $300 rebate

Cedar Falls Utilities Water Heater Rebate

Rebate for CFU customers installing energy-efficient electric water heaters, including heat pump water heaters and high-...

Energy
Forgivable loan up to $30,000

Cedar Falls Owner-Occupied Rehabilitation Program

CDBG-funded forgivable loan for major home repairs to income-eligible owner-occupants in Cedar Falls. Loan is forgiven a...

Home Repair
Up to $10,000 grant

Cedar Falls Emergency Home Repair Grant

Grant for emergency repairs that pose immediate threats to health and safety for very-low-income owner-occupants in Ceda...

Emergency
Up to $15,000 grant

Cedar Falls Accessibility Modification Program

Grant program for accessibility improvements to homes occupied by persons with disabilities or seniors in Cedar Falls. I...

Seniors & Disability
Free lead hazard removal

Black Hawk County Lead Hazard Control

Free lead hazard assessment and abatement for homes built before 1978 in Black Hawk County with children under age 6 or ...

Home Repair
Loan up to $30,000

Iowa Housing Finance Authority Rehabilitation Loan

Low-interest loan for major home repairs and improvements for Iowa homeowners. Fixed interest rates and flexible terms a...

Home Repair
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Grants & Loans

Grants and low-interest loans for very-low-income homeowners age 62+ in eligible rural areas near Cedar Falls to repair,...

Seniors & Disability
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Grant for veterans with certain service-connected disabilities to adapt or purchase a home to accommodate their disabili...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Grant for veterans with certain service-connected disabilities to make adaptations to a family member's home in which th...

Veterans
Varies by need, typically $200-$1,200

Iowa Low-Income Home Energy Assistance (LIHEAP)

Federally funded heating and cooling assistance for low-income households in Black Hawk County. Provides direct payment ...

Energy
Low-interest loan up to $5,000

Cedar Falls Sewer Lateral Assistance

Low-interest financing for Cedar Falls homeowners to repair or replace damaged private sewer laterals. Added to utility ...

Home Repair
$100 rebate

Cedar Falls Utilities Smart Thermostat Rebate

Rebate for CFU electric customers who purchase and install qualifying smart thermostats. Devices must be Wi-Fi enabled a...

Energy
$25-$50 per appliance

Cedar Falls Utilities Appliance Recycling Rebate

Rebate for CFU customers who recycle old, working refrigerators, freezers, and room air conditioners. Free pickup and en...

Energy
Up to $5,000 state tax credit

Iowa Solar Energy System Tax Credit

Iowa state tax credit for residential and commercial solar energy systems. Credit equals the lesser of $5,000 or 15% of ...

Solar/Renewable
Up to $24,999 per unit

Iowa HOME Investment Partnerships Program

Federal HOME funds administered by Iowa Finance Authority for owner-occupied housing rehabilitation. Provides grants and...

Home Repair
Up to $3,000 grant

Black Hawk County Senior Living Program

Grant program for seniors age 60+ in Black Hawk County for minor home repairs and modifications that promote aging in pl...

Seniors & Disability
Up to $200 in instant discounts

Cedar Falls Utilities LED Lighting Rebate

Instant point-of-sale discounts on qualifying LED bulbs and fixtures at participating local retailers. Reduces upfront c...

Energy
50% cost share up to $200

Cedar Falls Tree Planting Grant Program

Cost-share program for Cedar Falls residents to plant approved shade trees on private property. City provides 50% reimbu...

Home Repair
Matching grant up to $50,000

Iowa Historic Preservation Grant Program

Matching grant for owners of properties listed on the National Register of Historic Places in Iowa. Funds rehabilitation...

Historic
Grant up to $15,000

Iowa Disaster Recovery Roof Repair Program

Emergency assistance program activated following federally declared disasters in Iowa. Provides grants for roof repairs ...

Disaster

💡 Stack programs to maximize your savings

Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.

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