USDA Section 504 Home Repair Grants & Loans

USDA Rural Development

Available Senior & Disability

About This Program

Grants and low-interest loans for very-low-income homeowners age 62+ in eligible rural areas near Cedar Falls to repair, improve, or modernize homes and remove health and safety hazards.

Grant portion does not require repayment; loan has 1% interest for 20 years

Key Details

  • Grant up to $7,500 + loan up to $20,000
  • For homeowners age 62+ in eligible rural areas
  • Income at or below 50% AMI
  • Grant does not need repayment
  • Loan at 1% interest for 20 years

How to Apply

Get free help applying Visit Official Program Page Track this program

(515) 284-4663

A grant-savvy contractor in Cedar Falls, IA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Applications accepted year-round

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