Texas Home Rehabilitation Deferred Loan Program

Texas Department of Housing and Community Affairs

Available Home Repair

About This Program

Deferred payment loan for critical home repairs including roofing, foundation, plumbing, electrical, and HVAC systems. No monthly payments required; loan is due when property is sold, refinanced, or no longer owner-occupied.

Deferred loan amount based on repair needs, no monthly payment

Data last verified 2026-06-09. How we verify our data.

Key Details

  • Deferred loan for major home repairs
  • Income at or below 80% AMI required
  • No monthly payments required
  • Due when property sold or refinanced
  • Must be owner-occupied primary residence

How to Apply

A grant-savvy contractor in Cedar Hill, TX can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Cedar Hill early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Deadline: Contact local administrator for current availability

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Cedar Hill, TX

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

See All Programs