Find grants, rebates, forgivable loans, and free programs for Cedar Rapids, IA, filtered to your situation.
As of June 2026, 30 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Cedar Rapids, IA, with individual awards up to $150,000. 9 programs target seniors, 2 serve veterans, and 12 require no income limit.
Data last verified 2026-05-25. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 22 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 2 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 5 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Provides forgivable loans for major home repairs to income-eligible owner-occupants in Cedar Rapids. Loan is forgiven af...
Provides emergency grants for health and safety repairs to very low-income homeowners in Cedar Rapids. Covers urgent iss...
Provides grants for accessibility modifications to Cedar Rapids homes occupied by persons with disabilities. Includes ra...
Provides financial assistance to income-qualified Cedar Rapids homeowners for repair or replacement of private sanitary ...
Federally-funded weatherization program administered by Linn County for income-eligible households. Provides comprehensi...
Statewide down payment and closing cost assistance for first-time homebuyers in Iowa, including Cedar Rapids. Paired wit...
Rebates for qualifying high-efficiency furnaces and central air conditioners installed in Alliant Energy service territo...
Enhanced rebates for air-source and geothermal heat pump installations in Cedar Rapids. Higher rebates available for ENE...
Rebates for adding insulation and air sealing in existing Cedar Rapids homes served by Alliant Energy. Must be installed...
Rebates for ENERGY STAR certified electric and natural gas water heaters, including heat pump water heaters. Available t...
Rebate for purchasing and installing a qualifying smart thermostat in Cedar Rapids homes. Helps reduce energy use throug...
Performance-based incentive for residential solar installations in Cedar Rapids. Alliant Energy purchases solar renewabl...
USDA grants and low-interest loans for very low-income homeowners in eligible rural areas near Cedar Rapids to repair, i...
Grant for veterans with certain service-connected disabilities to build, buy, or modify a home in Cedar Rapids for wheel...
Grant for veterans with certain service-connected disabilities to adapt a home in Cedar Rapids for independent living. S...
State-funded lead hazard control for Iowa homes where children with elevated blood lead levels reside. Provides free lea...
Provides minor home maintenance and chore services for income-eligible seniors (60+) in Linn County. Services include mi...
Federal HOME funds for major rehabilitation of owner-occupied homes in Cedar Rapids. Forgivable loan for income-eligible...
Provides disaster recovery grants to repair, rebuild, or replace homes damaged by presidentially-declared disasters in I...
Iowa property tax credit for homeowners age 65+ or disabled with household income below state threshold. Reduces propert...
Iowa state tax deduction for self-employed individuals who pay for their own health insurance. Reduces taxable income fo...
Affordable home repairs for low-income homeowners in Linn County through volunteer labor and donated materials. Homeowne...
Emergency grants and volunteer assistance for crisis cleanup and urgent repairs in Cedar Rapids area homes. Targets very...
Matching grants for exterior restoration of historic homes in Cedar Rapids local historic districts. Funds preservation ...
Federally-funded heating assistance for low-income Cedar Rapids households. One-time annual benefit applied to primary h...
Emergency weatherization and furnace repair for Cedar Rapids households facing heating crisis. Provides urgent repairs t...
Grants for licensed home-based childcare providers in Cedar Rapids to make facility improvements. Covers health, safety,...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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30 programs are currently listed for Cedar Rapids, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Cedar Rapids, 22 programs do not require repayment, 2 are forgivable loans, and 5 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.