USDA Section 504 Home Repair Grants & Loans

About This Program

USDA grants and low-interest loans for very low-income homeowners in eligible rural areas near Cedar Rapids to repair, improve, or modernize homes. Grants up to $7,500 for seniors to remove health and safety hazards.

Grant and/or loan amount determined by income, repairs needed, and repayment ability

Key Details

• Grants up to $7,500 for seniors (62+)
• Low-interest loans up to $20,000 available
• Very low income required (50% AMI or below)
• Must be in USDA-eligible rural area
• Covers health, safety, and accessibility repairs

How to Apply

A grant-savvy contractor in Cedar Rapids, IA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Applications accepted year-round