Jackson County Owner-Occupied Rehabilitation Program

Jackson County Community Development (CDBG)

Available Home Repair

About This Program

CDBG-funded program providing deferred, forgivable loans for major home repairs to low-income homeowners in Jackson County unincorporated areas and participating cities including Central Point. Loan is forgiven after 10 years of continued owner occupancy.

Deferred loan forgiven after 10 years of owner-occupancy, no monthly payments

Official source site checked live on 2026-06-17.

Data last verified 2026-06-09. How we verify our data.

Key Details

  • Deferred, forgivable loan up to $35,000
  • Income at or below 80% area median income
  • Must be owner-occupied in Jackson County
  • Forgiven after 10 years of compliance
  • Covers major repairs and code compliance

How to Apply

A grant-savvy contractor in Central Point, OR can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Central Point early keeps your application moving.

Get matched with a contractor

This program is usually a forgivable loan: you owe nothing if you stay in the home for the set period, but it may place a lien on the property until then.

Each program sets its own contractor rules. Check the official program page for exact requirements.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • A written estimate from a licensed contractor for the work (many programs require this to apply).
  • Photos of the problem area or the work to be done.
  • The program's own application form, completed (use the official link or phone number on this page).

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Rolling applications, subject to annual funding availability

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

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Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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