Home Improvement Grants in Central Point.

Find grants, rebates, forgivable loans, and free programs for Central Point, OR, filtered to your situation.

As of June 2026, 25 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Central Point, OR, with individual awards up to $126,526. 6 programs target seniors, 2 serve veterans, and 12 require no income limit.

Data last verified 2026-06-09. How we verify our data.

Types of help in this city

Funding typeProgramsRepaid?Best for
Grants15Never repaidIncome-qualified homeowners
Forgivable loans1Forgiven after a residency periodLarger repairs with no money down
Rebates5Refunded to you after purchaseEnergy-efficiency upgrades

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Showing 25 programs
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $8,500 in weatherization services

Oregon Weatherization Assistance Program (WAP)

Federal and state-funded weatherization program providing free energy efficiency improvements to income-qualified Oregon...

Weatherization
Deferred loan up to $35,000

Jackson County Owner-Occupied Rehabilitation Program

CDBG-funded program providing deferred, forgivable loans for major home repairs to low-income homeowners in Jackson Coun...

Home Repair
Up to $10,000 grant

Jackson County Emergency Home Repair Grant

Emergency grant for critical health and safety repairs for very low-income homeowners in Jackson County. Covers urgent i...

Emergency
Up to $3,000 rebate

Energy Trust of Oregon Heat Pump Rebate

Cash incentives for installing qualifying ductless or ducted heat pumps in Pacific Power service territory. Additional $...

Energy
Up to $2,400 rebate

Energy Trust of Oregon Insulation Rebate

Cash incentives for attic, wall, and floor insulation plus air sealing in Pacific Power territory homes. Requires initia...

Weatherization
Up to $8,500 solar rebate

Pacific Power Blue Sky Solar Incentive

Cash incentive for residential solar PV installations in Pacific Power Oregon service territory. Incentive rate is curre...

Solar/Renewable
Up to $5,500 in incentives

Pacific Power Weatherization Plus

Enhanced weatherization program for moderate-income Pacific Power customers in Oregon. Covers up to 100% of costs for in...

Weatherization
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Program

USDA loans and grants to very low-income rural homeowners to repair, improve, or modernize dwellings or remove health an...

Home Repair
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Grant for veterans with certain service-connected disabilities to build, buy, or modify a home to meet their disability ...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Grant for veterans with certain service-connected disabilities to adapt a home for independent living. Eligible disabili...

Veterans
Up to $5,000 grant

Oregon Senior Home Repair Grant

Grant program for homeowners 60+ to address health, safety, and accessibility needs. Administered locally through Commun...

Seniors & Disability
Up to $15,000 grant

Jackson County Accessibility Modification Program

CDBG-funded grants for accessibility modifications for disabled residents in Jackson County. Covers ramps, widened doorw...

Seniors & Disability
Up to $7,500 low-interest loan

Central Point Sewer Lateral Repair Assistance

Low-interest loan program for Central Point homeowners to repair or replace failing sewer lateral connections on private...

Home Repair
Free lead assessment and abatement

Oregon Childhood Lead Poisoning Prevention Program

Free lead hazard assessment and reduction for Oregon homes where a child under 6 has tested positive for elevated blood ...

Home Repair
Defer property taxes until sale or transfer

Oregon Property Tax Deferral for Disabled and Seniors

Program allowing Oregon homeowners 62+ or disabled with household income under $52,500 to defer property taxes. The stat...

Property Tax Relief
Loan up to $30,000

Oregon Affordable Housing Assistance Corporation Rehab Loan

Low-interest home repair loans for moderate-income Oregon homeowners. Interest rates typically 5-6%, repayment over 10 y...

Home Repair
Up to $600 rebate

Energy Trust Electric Water Heater Rebate

Cash incentive for installing qualifying heat pump water heaters in Pacific Power service territory. Rebates range from ...

Energy
Up to $75 rebate

Pacific Power Smart Thermostat Rebate

Instant rebate on qualifying Wi-Fi enabled smart thermostats purchased through participating retailers. Rebate applied a...

Energy
Up to $2,200 rebate

Energy Trust Ductless Heat Pump Rebate

Cash incentive for installing ductless heat pumps in Pacific Power territory. Rebates vary by system size and number of ...

Energy
30% of system cost as tax credit

Federal Solar Investment Tax Credit (ITC)

Federal income tax credit equal to 30% of the cost of solar photovoltaic systems (and battery storage installed with sol...

Solar/Renewable
Loan up to $30,000

Jackson County Septic System Repair Loan

Low-interest loan program for Jackson County homeowners with failing septic systems. Loans up to $30,000 at competitive ...

Home Repair

💡 Stack programs to maximize your savings

Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.

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Grant-Approved Contractors in Central Point

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Frequently asked questions

What home improvement grants are available in Central Point, OR?

25 programs are currently listed for Central Point, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.

Do home improvement grants in Central Point have to be repaid?

Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Central Point, 15 programs do not require repayment, 1 is forgivable loan, and 5 are rebates.

How do I apply for home repair grants in Central Point?

Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.