Find grants, rebates, forgivable loans, and free programs for Central Point, OR, filtered to your situation.
As of June 2026, 25 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Central Point, OR, with individual awards up to $126,526. 6 programs target seniors, 2 serve veterans, and 12 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 15 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 1 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 5 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Federal and state-funded weatherization program providing free energy efficiency improvements to income-qualified Oregon...
CDBG-funded program providing deferred, forgivable loans for major home repairs to low-income homeowners in Jackson Coun...
Emergency grant for critical health and safety repairs for very low-income homeowners in Jackson County. Covers urgent i...
Cash incentives for installing qualifying ductless or ducted heat pumps in Pacific Power service territory. Additional $...
Cash incentives for attic, wall, and floor insulation plus air sealing in Pacific Power territory homes. Requires initia...
Cash incentive for residential solar PV installations in Pacific Power Oregon service territory. Incentive rate is curre...
Enhanced weatherization program for moderate-income Pacific Power customers in Oregon. Covers up to 100% of costs for in...
USDA loans and grants to very low-income rural homeowners to repair, improve, or modernize dwellings or remove health an...
Grant for veterans with certain service-connected disabilities to build, buy, or modify a home to meet their disability ...
Grant for veterans with certain service-connected disabilities to adapt a home for independent living. Eligible disabili...
Grant program for homeowners 60+ to address health, safety, and accessibility needs. Administered locally through Commun...
CDBG-funded grants for accessibility modifications for disabled residents in Jackson County. Covers ramps, widened doorw...
Low-interest loan program for Central Point homeowners to repair or replace failing sewer lateral connections on private...
Free lead hazard assessment and reduction for Oregon homes where a child under 6 has tested positive for elevated blood ...
Program allowing Oregon homeowners 62+ or disabled with household income under $52,500 to defer property taxes. The stat...
Low-interest home repair loans for moderate-income Oregon homeowners. Interest rates typically 5-6%, repayment over 10 y...
Cash incentive for installing qualifying heat pump water heaters in Pacific Power service territory. Rebates range from ...
Instant rebate on qualifying Wi-Fi enabled smart thermostats purchased through participating retailers. Rebate applied a...
Cash incentive for installing ductless heat pumps in Pacific Power territory. Rebates vary by system size and number of ...
Federal income tax credit equal to 30% of the cost of solar photovoltaic systems (and battery storage installed with sol...
Low-interest loan program for Jackson County homeowners with failing septic systems. Loans up to $30,000 at competitive ...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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25 programs are currently listed for Central Point, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Central Point, 15 programs do not require repayment, 1 is forgivable loan, and 5 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.