Home Improvement Grants in Ceres.

Find grants, rebates, forgivable loans, and free programs for Ceres, CA, filtered to your situation.

As of June 2026, 25 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Ceres, CA, with individual awards up to $126,526. 5 programs target seniors, 2 serve veterans, and 11 require no income limit.

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Showing 25 programs
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $30,000 forgivable loan

Ceres Owner-Occupied Rehabilitation Program

Provides forgivable loans for major home repairs to income-qualified owner-occupants in Ceres. Loan is forgiven after 5 ...

Home Repair
Up to $15,000 grant

Ceres Accessibility Modification Grant

Provides grants for accessibility modifications such as ramps, grab bars, widened doorways, and accessible bathroom fixt...

Seniors & Disability
Up to $10,000 grant

Ceres Emergency Home Repair Grant

Addresses urgent health and safety hazards in owner-occupied homes for very low-income households in Ceres. Covers emerg...

Emergency
Up to $8,000 deferred loan

Ceres Sewer Lateral Repair Loan

Provides deferred loans for sewer lateral repairs and replacements to qualifying homeowners in Ceres. Loan is deferred w...

Home Repair
Up to $50,000 deferred loan

CalHOME First-Time Homebuyer (Ceres)

Assists first-time homebuyers in Ceres with down payment and closing costs. Loan is deferred with no interest or monthly...

Homebuyer
Average $8,000 in weatherization services

California Weatherization Assistance Program (Stanislaus)

Provides free weatherization services to income-qualified households in Stanislaus County, including Ceres. Services inc...

Weatherization
Free lead hazard removal

Stanislaus County Lead-Based Paint Hazard Control

HUD-funded program to identify and remediate lead-based paint hazards in homes built before 1978 in Stanislaus County, i...

Home Repair
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Loan & Grant

Provides loans up to $27,500 and grants up to $10,000 (for seniors 62+) to very low-income homeowners in eligible rural ...

Home Repair
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Provides grants to veterans with certain service-connected disabilities to build, remodel, or purchase an adapted home. ...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Provides grants to veterans with certain service-connected disabilities to adapt a home for independent living. Qualifyi...

Veterans
Up to $5,000 grant

Stanislaus County Senior Home Repair Program

Provides minor home repair grants to seniors age 60+ in Stanislaus County, including Ceres, to address safety and access...

Seniors & Disability
Varies by equipment; up to $3,500

Turlock Irrigation District Energy Efficiency Rebates

TID provides rebates for residential energy efficiency upgrades including heat pumps, smart thermostats, insulation, wat...

Energy
$500-$750 rebate

TID Heat Pump Water Heater Rebate

TID offers rebates for qualifying heat pump water heaters installed in residential properties. Rebate amount depends on ...

Energy
Varies; $200-$1,000 per kWh stored

California Self-Generation Incentive Program (SGIP)

Provides rebates for energy storage systems (batteries) paired with solar or standalone. Rebate tiers include equity bud...

Solar/Renewable
Up to $10,000 toward solar installation

California DAC-SASH Solar Program

Provides incentives for solar installations for low-income homeowners in disadvantaged communities. Verify Ceres census ...

Solar/Renewable
Varies by building size

California Solar on Multifamily Affordable Housing (SOMAH)

Provides solar installations for multifamily affordable housing properties serving low-income tenants. Property owners r...

Solar/Renewable
30% of system cost (through 2032)

Federal Residential Solar Investment Tax Credit (ITC)

Federal tax credit equal to 30% of the cost of installing a residential solar energy system (including equipment and lab...

Solar/Renewable
Up to $50,000 loan

California Energy Upgrade Financing (CHEEF Loan)

Offers low-interest financing for energy efficiency and renewable energy improvements including HVAC upgrades, insulatio...

Energy
Up to $40,000 grant

California Fire Mitigation Home Hardening Grant

Provides grants for home hardening improvements to reduce wildfire risk, such as ember-resistant vents, Class A roofing,...

Disaster
Up to $3,000 grant

California Earthquake Brace + Bolt (EBB)

Provides grants to help homeowners retrofit older wood-frame houses to reduce earthquake damage risk. Program availabili...

Disaster
Up to $35,000 forgivable loan

Stanislaus County HOME Investment Partnerships (HOME)

Federal HOME funds administered by Stanislaus County for owner-occupied rehabilitation in unincorporated areas and parti...

Home Repair

💡 Stack programs to maximize your savings

Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.

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