USDA Section 504 Home Repair Loan & Grant

USDA Rural Development

Available Home Repair

About This Program

Provides loans up to $27,500 and grants up to $10,000 (for seniors 62+) to very low-income homeowners in eligible rural areas to repair, improve, or modernize their homes or remove health and safety hazards. Ceres may qualify for certain properties; verify rural eligibility with USDA.

Low-interest loan; seniors 62+ may receive grant portion

Key Details

  • Loan up to $27,500 at 1% interest
  • Grant up to $10,000 for seniors 62+
  • Income at or below 50% AMI
  • Owner-occupied homes in eligible rural areas
  • Verify Ceres eligibility with USDA

How to Apply

A grant-savvy contractor in Ceres, CA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Applications accepted year-round

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Ceres, CA

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