PHFA Home Improvement Loan Program

Pennsylvania Housing Finance Agency

Available Home Repair

About This Program

Low-interest home improvement loans for Pennsylvania homeowners to make repairs, energy efficiency upgrades, and accessibility modifications. Loans available through participating lenders statewide.

Average loan amount for moderate home improvement projects

Key Details

  • Low-interest loans up to $25,000
  • Available for repairs and energy efficiency upgrades
  • Income limits apply (typically up to 120% AMI)
  • Must be owner-occupied primary residence
  • Apply through participating lenders

How to Apply

Get free help applying Visit Official Program Page Track this program

(855) 827-3466

A grant-savvy contractor in Chambersburg, PA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Ongoing program

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