USDA Section 504 Home Repair Loan & Grant

About This Program

Provides low-interest loans up to $40,000 and grants up to $10,000 for very low-income homeowners in eligible rural areas to repair, improve, or modernize their homes. Grants available only to seniors 62+ who cannot repay a loan. Check USDA eligibility maps for Channelview area qualification.

Grant portion available for seniors 62+; otherwise low-interest loan at 1%

Key Details

• Loans up to $40,000 at 1% interest
• Grants up to $10,000 for seniors 62+
• Income at or below 50% AMI required
• Must be in eligible rural area (check USDA maps)
• Covers repairs, accessibility, health hazards

How to Apply

A grant-savvy contractor in Channelview, TX can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Applications accepted year-round