USDA Section 504 Home Repair Program

USDA Rural Development

Available Home Repair

About This Program

USDA program providing low-interest loans (1% fixed) up to $40,000 and grants up to $10,000 for very low-income homeowners age 62+ in eligible rural areas near Chapel Hill to remove health and safety hazards. Grants do not need to be repaid.

Grant amount for seniors 62+ at very low income; loans also available

Key Details

  • Grants up to $10,000 for seniors 62+
  • Loans up to $40,000 at 1% interest for others
  • Must be very low income (50% AMI)
  • For rural/semi-rural areas near Chapel Hill
  • Removes health and safety hazards

How to Apply

A grant-savvy contractor in Chapel Hill, NC can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Rolling applications, subject to annual funding allocation

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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